
What documents do you need for a home loan mortgage?
What documents do you need for a home loan mortgage?
Below is a checklist of documents the lender will need from you to get you preapproved for a home loan.
- ❑ Paystub for the last 30 days
- ❑ W-2 forms covering the last two years
- ❑ Signed federal tax return, last two years (both personal and business if applicable)
- ❑ Documentation for any other income sources
- ❑ Bank statements (two most recent, include all pages… even if blank)
- ❑ Documentation of the source of your down payment: investment or savings account statements showing at least two months' history of ownership. If some of the funds were a gift, get a statement signed by the giver declaring the funds were a gift.
- ❑ Documentation of name change (if recent)
- ❑ Proof of your identity (typically a drivers’ license or non-driver ID)
- ❑ Social security number (SSN)
- ❑ Home Owners Insurance
- ❑ For an existing home purchase, provide a purchase agreement and all addendums (signed by all parties)
- ❑ Other documents may be required
- ❑ Servicemembers or Veterans wanting to take advantage of the VA’s Home Loan Guarantee Program should obtain a certificate of eligibility from the VA.
Testimonials
- Joshua Mckinsey
- James
- Hollier Farms
- Diane Crow
- Carrol
- John
- Skylar
- Keyaunana Carpenter
- Casey Soileau
- Shelby
- Corey Simon
- Jonnie Thompson
- Adams
- Lucresha
- Aprel
- Rick
- Raven
- Jordan H.
- Kaley
- Jesse Saloom
- Joanie
- Cheryl
- Lakondra
- Jamie
- Byron
- Carrol Crow
- Jesse Saloom
- Jennifer Mire
- Jordan Henry
- Aprel
- Alicia M.
- Patricia
- Alexis
- Maria
- Matt Ackman
- zuzser
- Paul B.
- First-Time Buyer
- Nick
- Jared
- Ryan W.
- Greer
- Paul & Mimi Bellow
- Mike
- Jeff
- Hollier Farms
- Keyauana