
What documents do you need for a home loan mortgage?
What documents do you need for a home loan mortgage?
Below is a checklist of documents the lender will need from you to get you preapproved for a home loan.
- ❑ Paystub for the last 30 days
- ❑ W-2 forms covering the last two years
- ❑ Signed federal tax return, last two years (both personal and business if applicable)
- ❑ Documentation for any other income sources
- ❑ Bank statements (two most recent, include all pages… even if blank)
- ❑ Documentation of the source of your down payment: investment or savings account statements showing at least two months' history of ownership. If some of the funds were a gift, get a statement signed by the giver declaring the funds were a gift.
- ❑ Documentation of name change (if recent)
- ❑ Proof of your identity (typically a drivers’ license or non-driver ID)
- ❑ Social security number (SSN)
- ❑ Home Owners Insurance
- ❑ For an existing home purchase, provide a purchase agreement and all addendums (signed by all parties)
- ❑ Other documents may be required
- ❑ Servicemembers or Veterans wanting to take advantage of the VA’s Home Loan Guarantee Program should obtain a certificate of eligibility from the VA.
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