What documents do you need for a home loan mortgage?

Below is a checklist of documents the lender will need from you to get you preapproved for a home loan.

❑ Paystub for the last 30 days
❑ W-2 forms covering the last two years
❑ Signed federal tax return, last two years (both personal and business if applicable)
❑ Documentation for any other income sources
❑ Bank statements (two most recent, include all pages… even if blank)
❑ Documentation of the source of your down payment: investment or savings account statements showing at least two months' history of ownership. If some of the funds were a gift, get a statement signed by the giver declaring the funds were a gift.
❑ Documentation of name change (if recent)
❑ Proof of your identity (typically a drivers’ license or non-driver ID)
❑ Social security number (SSN)
❑ Home Owners Insurance
❑ For an existing home purchase, provide a purchase agreement and all addendums (signed by all parties)
❑ Other documents may be required
❑ Servicemembers or Veterans wanting to take advantage of the VA’s Home Loan Guarantee Program should obtain a certificate of eligibility from the VA.