First Time Home Buyers

Click Here To Download  Ted's Home Buyers Guide- Cycle of A Buyer.

Click Here To Download

Ted's Home Buyers Guide- Cycle of A Buyer.

 

o  Are you planning the purchase of your first home in Acadiana? Buying a house is a major decision because the house will soon become one of your main financial assets. Plus, you'll be making mortgage payments for at least ten years. Check out the 9 Steps to Take Before Buying Your First Home, it will save you time and money! Read More…

·      Why A Pre-Approval Is Important To Your Home Search?  It’s The First Step in The Process!

o   One of the first and most important steps to buying a house is getting financing; for this step, there are many types of mortgages available. Each type of mortgage varies from how much money is needed down to debt-to-income ratios, and there are even loan programs for those that do not have money. It is essential that every home buyer knows the best type of mortgage for him/her. Read More…

   ·         Foreclosure Properties Worth Buying?

o   Buying a foreclosed home is different in several important ways from buying a typical homeBeing aware of these key differences can help you spot a bargain versus a property to pass up. Read More…

·      What Are The First Steps in the Home-Buying Process

o  Many people dream of owning their own home. However, it can easily turn into a nightmare if a first-time homebuyer/couple is not prepared. There’s a steep learning curve in terms of everything that needs to be done and what paperwork will be required. Getting the right mortgage will also be one of the most important financial decisions you will ever make in your life. 

·      What does a buyer's Realtor do besides show homes?

o   A realtor can offer a wide range of assistance to prospective home buyers. Choosing the right one can save you a great deal of money and secure you the home of your dreams. Read More…

·      What Expenses Will I Have When Buying a Home?

o  Many people get so excited at the prospect of owning their own home and dealing with the down payment and mortgage, that they overlook the many expenses that go into buying a home - both at the start and on an ongoing basis. Note that some of these fees might be upfront, and others rolled into the total cost of your mortgage, in which case they can have a significant impact on the actual amount you will have to pay at the end of each month. Read More…

·      What Happens After My Offer Is Accepted?

o  You’ve found the home of your dreams and made an offer. What happens next? Quite a few things are the answer before you get the keys to your new home. Read More…

·      What Is an Earnest Money Deposit?

o  Prospective new homeowners can often become confused by the strange-sounding terms used throughout the process of looking at homes, finding one they love, and wanting to actually buy that house. There are a lot of steps involved from looking to moving in. One of those steps at the decision-making stage is the earnest money deposit. Read More

·      Can I Have a Home Inspected Prior to Placing an Offer?

o  A lot of first-time buyers wonder if it is all right to have a home inspected before they place an offer on a house they are interested in. The answer is yes, definitely, if you want to be certain it is the house for you quickly so you don’t waste time haggling. Read More…

·      Choosing your First Home

o  If you are ready to move out of your apartment, there is no time better than now.  Beginning to search for your first home is an essential step to having the ability to build better finances and to live in a comfortable place.  If you are considering a new home, there are specific things that you will want to know before jumping in with both feet. Read More…

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